by Emily Chan

Most parents and teachers would tell you : “Study hard in School, get a good job, receive a good salary, and live happily ever after “. Harvard Business School teaches you to differentiate between two types of income: Linear & investment.

Linear income depends on how much time you put in, Salary is a linear income. You put in one month and you get paid for that one month, no more, no less. But you stop getting paid the moment you stop work.

Investment income, on the other hand, does not depend on how much time you put in. Your income is not directly correlated with how much time you put in. You can lose your job, even when you are performing very well, poor economy, strong competition, office politics and dozen other factors can make you lose your job.

In the millionaire Mind “Working for others may actually put you at greater risk……..
Having a single source of income…… not being given the opportunity to learn how to make thousands of decisions………  Decisions you would have mastered if you were self-employed…….”

You are merely doing what is in the best interest of an employer. Office politics and the boss’s temperament, policies, and rules often affect the job satisfaction that can be derived from work.
For all these reasons, many Harvard Business School graduates look at a job as a means, and not end.

They may like their jobs, but their goal is to maximize their salary to fund their investments.
In addition, most Harvard Business School people look at their jobs as an opportunity to learn, not just to earn. They want to learn to prepare themselves for when they own their own business.