by Emily Chan

Most parents and teachers would tell you : “Study hard in School, get a good job, receive a good salary, and live happily ever after “. Harvard Business School teaches you to differentiate between two types of income: Linear & investment.

Linear income depends on how much time you put in, Salary is a linear income. You put in one month and you get paid for that one month, no more, no less. But you stop getting paid the moment you stop work.

Investment income, on the other hand, does not depend on how much time you put in. Your income is not directly correlated with how much time you put in. You can lose your job, even when you are performing very well, poor economy, strong competition, office politics and dozen other factors can make you lose your job.

In the millionaire Mind “Working for others may actually put you at greater risk……..
Having a single source of income…… not being given the opportunity to learn how to make thousands of decisions………  Decisions you would have mastered if you were self-employed…….”

You are merely doing what is in the best interest of an employer. Office politics and the boss’s temperament, policies, and rules often affect the job satisfaction that can be derived from work.
For all these reasons, many Harvard Business School graduates look at a job as a means, and not end.

They may like their jobs, but their goal is to maximize their salary to fund their investments.
In addition, most Harvard Business School people look at their jobs as an opportunity to learn, not just to earn. They want to learn to prepare themselves for when they own their own business.

TOKYO —

The spread of new-influenza infection in Japan has had inclement effects on consumer spending, with cancellations of trips and accommodation reservations increasing in the Kansai region where most of the infected patients live. About 360,000 people have canceled reservations at Japanese-style inns in the western Japanese region including Kyoto, Osaka and Kobe as of Wednesday, industry officials said.

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source : Mondex

Mondex, part of the MasterCard WorldWide suite of smart card products, enables cardholders to carry, store and spend cash value using a payment card. It is faster than handling conventional currency, and in many cases safer. It behaves exactly like cash, offering immediate transfer of value while requiring no signature, PIN or transaction authorization. The unique Mondex platform allows its use in multiple channels where cash cannot be used including:

• Internet
• Mobile phones
• Interactive television

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(source: japantoday.com)

Electronics maker Hitachi Ltd said Thursday its loss for the fiscal year ended March will be bigger than its previous forecast, ballooning to 788 billion yen after writing down the value of tax refunds it expects.

Hitachi, which makes everything from home appliances to medical equipment, had already been expecting its worst ever net loss of 700 billion yen as a global slump squelches demand.

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By John Ng

Calling

Calling refers to the passion, Stephen Covey calls it , “Finding your own voice” It’s finding purpose, meaning and fulfilment in life. Calling create passion. It means understanding yourself, your passion and your destiny

Calling has that GOD-given ability to do the job and the GOD-given enjoyment in doing it. you have a passion in doing it. Of course, passion can be dissipated and has to be nurtured to keep its Continue Reading…

By John Ng

All of us,at some point,are forced to look at ourselves in the mirror and see who we really are. when that day comes, Mr. Sedgewick, you will be confronted with a life lived without virtue, without principle, and for that I pity you.

What is a GREAT LEADER ?

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Dalam ceramahnya, DR Nugroho menyampaikan bahwa kondisi saat ini mesti disiasati dengan cerdas sehingga kesulitan dan tantangan dijadikan kesempatan. Akan ada orang yang memilih untuk menjadi pecundang atau gagal, tapi kita harus memilih untuk menjadi pemenang.

Situasi ini dapat disiasati asalkan mau melakukan beberapa hal. Apa yang disarankan ini tentunya tidak mudah, tetapi inilah cara untukbertahan bahkan menang. Hanya perusahaan yang terus memperbaiki diri mencapai kualitas terbaik dengan menggunakan proses perbaikan terbaik-lah yang akan bertahan dan menang.

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For some years I have been writing about the impending economic collapse of the
USA and the Anglo-Saxon nations. This economic collapse is now unfolding. What
will be the impact on the global economy, and can it be saved?

The key reason why the world is facing this economic crisis is that some nations
have been spending far more than they earn, while others have been accumulating
large surpluses that can be invested in productive enterprises providing a
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